Which of the Following Statements About Group Short-Term Disability Income

Which of the following statements about group short-term disability income plans is true?

A) Most plans have a short elimination period for accidents but cover sickness from the first day of disability.
B) Disability is usually defined in terms of any substantial,gainful,employment.
C) The amount of disability income benefits typically is equal to some percentage of a worker's normal earnings.
D) Most short-term plans cover occupational disability only.