All of the Following Statements About HMOs Are True EXCEPT

All of the following statements about HMOs are true EXCEPT

A) They organize and deliver health care services.
B) HMOs place a heavy emphasis on controlling the cost of covered services.
C) HMO members pay nothing for medical care until care is provided,then they must pay high deductibles and large coinsurance payments.
D) The selection of physicians is usually limited to physicians affiliated with the HMO.