All of the Following Are Covered Persons Under the Medical

All of the following are covered persons under the medical payments coverage of the PAP EXCEPT

A) a family member of the named insured if struck by an auto while crossing the street.
B) a pedestrian struck by the named insured's auto.
C) the named insured who is injured while occupying a friend's auto.
D) a friend who is injured while occupying the named insured's auto.