All of the Following Are Exclusions Under the Medical Payments

All of the following are exclusions under the medical payments coverage of the PAP EXCEPT

A) injuries incurred while riding a motorcycle.
B) injuries incurred while an auto is being used without the presumption that permission would have been granted to use the auto.
C) injuries incurred in an auto while it is used in a share-the-expense car pool.
D) injuries incurred during the course of employment if workers compensation benefits are available.