One type of insurer is a community-oriented health insurer.In most states,this insurer is set-up as a non-profit organization that provides coverage for hospital services,physicians' and surgeons' fees,and other medical services.This type of insurer is called a
A)stock insurer.
B)captive insurer.
C)health maintenance organization (HMO).
D)Blue Cross/Blue Shield Plan.

Question

Quizplus · Accepted Answer

The description given in the question matches with the characteristics of a Blue Cross/Blue Shield Plan. These plans are community-oriented and offer coverage for hospital services, physicians' and surgeons' fees, and other medical services. They are generally set up as non-profit organizations in most states. Stock insurers are for-profit organizations, captive insurers are owned by the insured parties, and health maintenance organizations (HMOs) have a more specific structure and coverage model.

One Type of Insurer Is a Community-Oriented Health Insurer