A,a Smoker,applies for Life Insurance,designating His Wife,who Is Also a Smoker,the

A,a smoker,applies for life insurance,designating his wife,who is also a smoker,the beneficiary.When A fills out the insurance application,he does not disclose that he is a smoker,and the insurance company agrees to insure him.A few weeks later,A has heart by-pass surgery and is told not to get out of bed.However,A does not listen and decides to go to the washroom.On his way to the washroom A suffers a stroke and dies.A's wife now wants to collect the insurance proceeds.In this situation

A) A's wife will succeed in collecting the insurance proceeds because she is A's designated beneficiary.
B) A's wife will not succeed in collecting the insurance proceeds because A failed to disclose his smoking on the application for insurance.
C) A's wife will succeed in collecting the insurance proceeds because the cause of A's death was not related to smoking.
D) A's wife will not succeed in collecting the insurance proceeds because there is no privity between her and the insurance company.
E) A's wife will not succeed in collecting the insurance proceeds because she is a smoker.