Meghan, who recently moved to a new city, evaluates several insurance options from her new employer. Owing to her recent medical issues, she wants to choose her health care providers, even if seeing them costs more than seeing the providers in a specific insurance network. Which health care plan is Meghan most likely to find suitable for her needs?

Question

Quizplus · Accepted Answer

Meghan would be most likely to find a preferred provider organization (PPO) suitable for her needs because it allows her to choose her health care providers, even if they are out of network, although it may cost her more. PPOs have a network of preferred providers, but also allow members to seek care outside of the network at a higher cost. Managed care plans, health maintenance organizations (HMOs), employee wellness programs, and flexible spending accounts do not necessarily offer the flexibility to choose providers out of network.

Meghan, Who Recently Moved to a New City, Evaluates Several