The Helping Families Save Their Homes Act of 2009 doesn't permit debtors to seek mortgage modification while in an active bankruptcy case.

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The Helping Families Save Their Homes Act of 2009 actually allows debtors to seek mortgage modification while in an active bankruptcy case, which is commonly known as a Chapter 13 bankruptcy. The act enables debtors to modify certain secured debts, including mortgages, through the Chapter 13 bankruptcy process.

The Helping Families Save Their Homes Act of 2009 Doesn't