The individual debtor is not responsible for paying prepetition debts out of postpetition income under a Chapter 7 discharge.

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One of the primary purposes of a Chapter 7 bankruptcy discharge is to relieve the debtor of most prepetition debts. Therefore, the individual debtor is not responsible for paying prepetition debts out of postpetition income once they receive a Chapter 7 discharge. However, there are certain debts that are not dischargeable under Chapter 7, such as most taxes, student loans, and child support obligations, which the debtor may still be required to repay out of postpetition income.

The Individual Debtor Is Not Responsible for Paying Prepetition Debts