________ is a form of property insurance that insures an automobile from loss or damage due to causes other than collision.

Question

Quizplus · Accepted Answer

Comprehensive insurance provides coverage for damage or loss to an automobile due to causes other than collision, such as theft, fire, floods, and vandalism. It is not the same as collision insurance, which covers damage caused by collision with another vehicle or object. Therefore, option B is the correct choice. Option A, omnibus insurance, is a liability insurance policy that covers a group of vehicles or drivers. Option C, coinsurance, refers to the sharing of insurance risk by the insurer and the insured. Option D, no-fault automobile insurance, is a type of insurance that covers medical expenses and other damages regardless of who was at fault in the accident.

________ Is a Form of Property Insurance That Insures an Automobile