The Consolidated Omnibus Budget Reconciliation Act requires all employers to provide health care coverage to employees and their spouses for 12 months following termination, death, or divorce of an employee.

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The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows employees and their families to continue their employer's group health coverage for limited periods under certain circumstances, such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. It does not require employers to provide health care coverage for 12 months; instead, it offers the option for individuals to continue coverage at their own expense for a limited period, typically 18 or 36 months depending on the qualifying event.

The Consolidated Omnibus Budget Reconciliation Act Requires All Employers to Provide