Which of the Following Situations Would Be Covered Under the Liability

Which of the following situations would be covered under the liability section of the PAP?
I.A mechanic is sued by a pedestrian who is injured when the mechanic has an accident while road testing the insured's auto.
II.The daughter of the named insured is sued after she has an accident when a new friend she just met at a campus hangout lets her drive his car.

A) I only
B) II only
C) both I and II
D) neither I nor II