Which of the following statements about the uninsured motorists coverage of the PAP is true?

Question

Quizplus · Accepted Answer

Uninsured motorists coverage of the PAP usually applies when the uninsured motorist is legally liable for causing bodily injury or property damage to the insured person. The coverage typically has a limit, which can vary depending on the policy and can be increased upon purchase. While some policies may have a lower limit, typically the maximum benefit is higher than $1,000. If there is a disagreement over the amount of damages, the covered person may have recourse to pursue mediation or arbitration rather than sue the insurer.

Which of the Following Statements About the Uninsured Motorists Coverage