Duties of an insured after a collision loss covered under the PAP include which of the following?
I.Take reasonable steps to protect the vehicle from further damage.
II.Admit fault if the insured believes he or she caused the collision.

Question

Quizplus · Accepted Answer

An insured's duty after a collision loss covered under the Personal Auto Policy (PAP) includes taking reasonable steps to protect the vehicle from further damage. However, admitting fault should only be done after speaking with the insurance company and should not be done blindly. The insurance company will investigate the claim and determine fault based on the evidence available. Therefore, only option I is correct. Option II is incorrect as admitting fault should not be done without consulting the insurance company first.

Duties of an Insured After a Collision Loss Covered Under