Which of the following statements about group short-term disability income plans is true?

Question

Quizplus · Accepted Answer

Group short-term disability income plans typically provide benefits equal to a percentage of a worker's normal earnings. This can range from 50% to 100% of their pre-disability income. The percentage may vary based on the plan's specific provisions. Option A is incorrect as the plans may have different elimination periods for sickness and accidents. Option B is incorrect as disability is typically defined as the inability to perform the duties of one's own occupation, not any substantial, gainful employment. Option D is incorrect as most short-term disability income plans cover disabilities caused by both occupational and non-occupational accidents or illnesses.

Which of the Following Statements About Group Short-Term Disability Income