Maria's home was damaged by an earthquake.As Maria has open-perils coverage on her home,she was surprised to learn that her loss was not covered.Which section of a property insurance policy specifies which perils,property,and types of losses are not covered?
A)the declarations
B)the exclusions
C)the conditions
D)the insuring agreement

Question

Quizplus · Accepted Answer

The exclusions section of a property insurance policy specifies which perils, property, and types of losses are not covered. This section usually includes specific exclusions for earthquakes, floods, and other natural disasters, as well as exclusions for wear and tear, intentional damage, and other types of losses.

Maria's Home Was Damaged by an Earthquake