Why can an insurer refuse to pay a claim if an insured fails to abide by the policy provisions?

Name: Why can an insurer refuse to pay a claim if an insured fails to abide by the policy provisions?
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Question

Quizplus · Accepted Answer

Insurance contracts are conditional, meaning that the insurer agrees to provide coverage only if the insured meets certain conditions, such as paying premiums and complying with all policy provisions. If the insured fails to abide by the policy provisions, the insurer may legally refuse to pay a claim.

Why Can an Insurer Refuse to Pay a Claim If