Question 1

The governmental program that covers medical care for the poor and long-term care (nursing homes for people who are elderly when they have "drawn down" or have few assets except their homes)is:

Accepted Answer

Medicaid is a governmental program that covers medical care for the poor and long-term care, including nursing home care for elderly individuals who have few assets except their homes. Medicare, on the other hand, primarily covers medical care for individuals aged 65 and over, regardless of income or assets. Social Security provides retirement, disability, and survivor benefits to eligible individuals, while the Elderly Care Act and American Association of Retired Persons are not governmental programs but rather organizations that advocate for the rights and needs of the elderly. Therefore, the best choice in this case is A) Medicaid.

Question 2

People who are elderly have such a strong political voice in the U.S.government because they:

Accepted Answer

Elderly individuals in the U.S. are growing in numbers, with the population of those aged 65 and older increasing rapidly due to the aging of the Baby Boomer generation. As their numbers increase, they become a more significant voting bloc and therefore have a stronger political voice in government.

Question 3

Terry is a retired elementary school teacher who volunteers at the local nursing home by teaching small groups of seniors.The students pick new topics each month.Terry prepares a small lecture and leads discussions each week.Terry is practicing:

Accepted Answer

Terry is practicing lifelong learning, which refers to the ongoing process of acquiring knowledge, skills, and competencies throughout one's lifetime. Terry's volunteer work at the nursing home demonstrates her commitment to learning and sharing knowledge with others, even in her retirement years.

Question 4

How much of the U.S.federal budget does Medicare account for?

Accepted Answer

The answer of How much of the U.S.federal budget does...

Question 5

Generational equity argues for the balance between the needs and interests of members of different generations.There is a fear that as U.S.society ages:

Accepted Answer

As the population ages, there will be a larger elderly demographic that will need support from programs like Social Security and Medicare. This can lead to a greater burden on working people who are funding these programs through their taxes. Without a balance between the needs and interests of different generations, the burden could become too great for one group to bear.

Question 6

Since the inceptions of Medicare and Social Security,poverty rates among people who are elderly in the United States have:

Accepted Answer

The poverty rates among people who are elderly in the United States have declined steadily and significantly since the inception of Medicare and Social Security programs. These programs have provided a safety net for the elderly and have significantly reduced poverty rates among them.

Question 7

The governmental program that covers the cost of acute medical care for people who are elderly is:

Accepted Answer

Medicare is the governmental program specifically designed to cover the cost of acute medical care for people who are elderly, aged 65 or older, as well as some younger people with certain disabilities. Medicaid, on the other hand, provides healthcare benefits to low-income individuals and families regardless of age. Social Security is a federal program that provides retirement, disability, and survivor benefits to eligible individuals. The Elderly Care Act and the American Association of Retired Persons are not governmental programs that cover medical care costs.

Question 8

As the number of people who are elderly continues to grow,which area of public policy will feel the greatest burden?

Accepted Answer

Medical care is the area of public policy that will feel the greatest burden as the number of elderly people increases. This is because as people age, they tend to require more medical services and treatments, and the cost of medical care is already a major concern for governments around the world. The increase in the number of elderly people will put even more strain on healthcare systems and resources, requiring significant investments to ensure that people can access the care they need.

Question 9

How does the government compute your Social Security benefits?

Accepted Answer

Your Social Security benefits are based on your earnings over the course of your (or your spouse's) work life and other factors, such as age when you decide to draw Social Security. Other factors can include whether you have dependents or if you've served in the military.

Question 10

Despite Medicare,older Americans spend on average how much of their income on health-care related needs?

Accepted Answer

According to a report by the Kaiser Family Foundation, older Americans on average spend about 13% of their income on health-care related needs, even with the help of Medicare.

Question 11

Which of the following organizations has the most political influence as an advocate for people who are elderly?

Accepted Answer

AARP (formerly the American Association of Retired Persons) is the largest organization advocating for people who are elderly in the United States. They have a membership of over 38 million people and are known for their lobbying efforts on issues such as healthcare, social security, and Medicare. The other organizations listed either have much smaller memberships or do not focus specifically on advocacy for the elderly.

Question 12

The governmental program that provides retirement pay for all elderly persons who have worked at least a minimum number of years in their lifetime is:

Accepted Answer

The program described is Social Security. Medicaid is a healthcare program for low-income individuals and families, Medicare is a healthcare program primarily for those 65 and older, the Elderly Care Act and American Association of Retired Persons are organizations that advocate for the rights and well-being of seniors.

Question 13

According to the text,Social Security provides the average retiree:

Accepted Answer

The text states that Social Security provides the average retiree "barely enough to stay out of poverty."

Question 14

Other than the Roman Catholic Church,the largest member-based organization in the world is:

Accepted Answer

AARP, formerly known as the American Association of Retired Persons, is one of the largest member-based organizations in the world, with millions of members aged 50 and older. It provides various services, including advocacy, information on health and wellness, and discounts for its members.

Question 15

You are in your twenties and your employer deducts money from each paycheck that goes to a fund for Social Security and Medicare.Who is most likely to benefit from the money taken from your paycheck for these programs?

Accepted Answer

Social Security and Medicare are primarily designed to provide benefits to current retirees and older adults, which typically includes your parents' generation.

Question 16

Regarding the health of people who are elderly in the United States:

Accepted Answer

The passage states that "the incidence of chronic disabilities has declined in recent years," indicating that the health of elderly people in the US has improved in this regard.

Answer: C 
 The passage states that "elderly patients account for around .09 of health-care expenditures," indicating that they are a relatively small portion of healthcare spending.

Therefore, the best choices are A and C.

Question 17

Americans for Generational Equity argue that federal programs:

Accepted Answer

Americans for Generational Equity argue that federal programs favor retirees over other needy groups in society, suggesting that they are not equitable to all groups.

Question 18

With respect to health care,people who are elderly differ from other age groups in the United States in that they:

Accepted Answer

Elderly people in the United States are almost all covered by Medicare, which is a government-funded health insurance program specifically designed for individuals who are 65 years of age and older, as well as for some younger people with disabilities.

Question 19

According to the text regarding growing old,Americans most fear:

Accepted Answer

The text states that "the biggest fear among Americans about growing old is losing their health" and provides statistics to support this claim.

Question 20

A country that does NOT provide full health-care coverage for their elderly people is:

Accepted Answer

The United States does not provide universal healthcare coverage for their elderly population. Medicare, the government-run program that provides health insurance for those aged 65 and older, does not cover all medical expenses and often requires supplemental insurance. There are also gaps in coverage for certain services and medications.

Quiz 12: Aging

The governmental program that covers medical care for the poor and long-term care (nursing homes for people who are elderly when they have "drawn down" or have few assets except their homes) is: