When Customers of Financial Institutions Draw (Write)cheques They Have a Common

When customers of financial institutions draw (write) cheques they have a common law duty:

A) to draw cheques carefully so they are not easily forged or altered
B) to report forgeries as soon as the customer knows about them.
C) to regularly monitor their cheque accounts and advise the institution of any unauthorised use
D) to comply with all of the above
E) to comply with A and B only