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I Have an Internet Banking Account

Question 26

Multiple Choice

I have an internet banking account.Last week someone accessed my account using my password and removed $5000 from my account.My bank has warned me against including my birth date and name in my password but I have been too busy to make this change.Based on the Electronic Funds Transfer (EFT) Code what legal rights does my bank have in this situation?


A) It has the right to claim back any legal or administrative costs involved in investigating the fraud.
B) It is obliged to refund my losses minus $150.
C) It is obliged to refund my losses provided it has not proof that I have committed any fraud.
D) It has the right to refuse to refund my losses.

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