Which factor may be expected to exert downward pressure on the loanable funds supply curve in the United States over the next decade?

Name: Which factor may be expected to exert downward pressure on the loanable funds supply curve in the United States over the next decade?
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Question

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A wave of retirements of active workers is expected to exert downward pressure on the loanable funds supply curve as retirees tend to save less and consume more, thereby decreasing the amount of funds available for lending.

Which Factor May Be Expected to Exert Downward Pressure on the Loanable