How Do Commercial Banks Differ from Credit Unions

How do commercial banks differ from credit unions?

A) Commercial banks serve business and personal customers; credit unions are designed to serve consumers, not businesses.
B) Commercial banks are typically owned by investors; credit unions are controlled by a founding corporation.
C) Commercial banks provide long-term loans; credit unions offer chequing accounts.
D) Deposits at a commercial bank are insured by the FDIC; credit union accounts are uninsured.