In certain states, such as the state of Georgia, there is a temporary transfer of title to the lender at the time the mortgage loan is made. The borrower then would obtain the rights to the title once the loan has been repaid. These states are referred to as:

Question

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These states are referred to as title theory states, which temporarily transfer the title to the lender until the loan is repaid.

In Certain States, Such as the State of Georgia, There