A Husband and Wife, Michelle and William, Contacted an Insurance

A husband and wife, Michelle and William, contacted an insurance agent for coverage for the wife's business, financed by the husband. The agent negligently arranged for insurance in William's name only. When Michelle suffered a loss, she thought it would be covered by the policy, she discovered that her business was not covered by the insurance. In the court action that followed:

A) the agent failed in his duty to make proper arrangements for coverage of Michelle's interest but properly performed his duty towards Michelle's business.
B) the agent would be held liable for the loss Michelle suffered.
C) the agent would not be held liable for the loss Michelle suffered.
D) the agent failed in his duty to make proper arrangements for coverage of Michelle's interest.
E) the agent would be held liable for the loss Michelle suffered as the agent failed in his duty to make proper arrangements for coverage of Michelle's interest.