Which of the Following Statements Is Correct About Exclusive Agents

Which of the following statements is correct about exclusive agents and independent agents?

A) The compensation of independent agents is lower than those paid to exclusive agents.
B) Like for independent agents, the customer is considered to be the exclusive agents' rather than the insurers.
C) Unlike independent agents, exclusive agents do not own the x-date.
D) The exclusive agent has as much independence as those who operate under the independent agency system.
E) Average operating expenses and premiums for personal lines of insurance tend to be higher for exclusive agents than for those in the independent agency system.