Identify the process that occurs when an insurer designates a geographical area in which it chooses not to provide insurance, or to provide it only at substantially higher prices.

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Redlining is the practice where insurance companies (or other financial services) decide not to offer their services or to offer them at higher rates within specific geographic areas, often based on the demographic characteristics of those areas. This can lead to unequal access to financial products for people living in those regions.

Identify the Process That Occurs When an Insurer Designates a Geographical