Using the Income Method and Employing a Factor of 10

Using the income method and employing a factor of 10, determine the amount of insurance a couple would need if their net income is $65,000, their assets total $280,000, their liabilities total $130,000, their two children's anticipated college education needs total $730,000, and their invalid mother's future nursing home expenses total $290,000.

A) $2,850,000
B) $1,500,000
C) $650,000
D) $730,000