Which of the Following Is an Example of the Circumstances

Which of the following is an example of the circumstances that would cause the risk management department to consider referring a commercial dispute to alternative dispute resolution as an appropriate action?

A) The parties are unconcerned about privacy or confidentiality.
B) The parties disagree about the nature of the disputed issues.
C) The parties both desire a quick resolution of minor problems.
D) One or more of the parties does not respond to cost incentives.