Question 1

In phishing, the collection of information is done by _____.

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Question 2

What are the advantages and disadvantages of payment cards?

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Question 3

Processing a payment card transaction online involves two general processes. Describe these processes.

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Question 4

_____ are created when a hacke r plants zombi e program s o n a larg e numbe r o f computer s.

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Question 5

A(n) _____, serving a function similar to a physical wallet, holds credit card numbers, electronic cash, owner identification, and other owner contact information.

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Question 6

What are the disadvantages of using paper checks?

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Question 7

When the right to use a zombie farm is sold to an organized crime association that wants to launch a phishing attack, the attack is called a(n) _____.

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Question 8

_____ are cards that hold value that can be recharged by inserting them into the appropriate machines, inserting currency into the machine, and withdrawing the card; the card's strip stores the increased cash value.

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Question 9

How are phishing attacks used for identity theft?

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Question 10

What is the difference between a credit card and a charge card?

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Question 11

U.S. laws define _____, as unlawful activities conducted by a highly organized, disciplined association for profit.

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Question 12

A _____ is a three- or four-digit number printed on a credit card, and is required for card not present transactions.

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Question 13

Google Wallet, which uses the _____ technology that MasterCard developed for its credit cards, is available for mobile devices.

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Question 14

_____ can be accomplished by purchasing goods or services with ill-gotten electronic cash and selling them for physical cash on the open market.

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Question 15

Google Wallet, Microsoft Windows Live ID, and Yahoo! Wallet are examples of _____ digital wallets.

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Question 16

In phishing, _____ use the collected information.

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Question 17

Near field communication chips embedded in mobile phones are called Osaifu-Keitai in Japan, which translates approximately to _____.

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Question 18

When the e-mails used in a phishing expedition are carefully designed to target a particular person or organization, the exploit is called _____.

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Question 19

A(n)  _____, also called a stored-value card, can store more than 100 times the amount of information that a magnetic strip plastic card can store.

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Question 20

When a bank buys accounts from another bank, it performs a series of procedures called _____, which include checking the new customers' credit histories and banking records.

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Quiz 11: Payment Systems for Electronic Commerce