Layton is retired and sells hand-crafted fishing rods as a home-based business for a little extra spending money.Because he processes less than a dozen credit card payments per year, he does not need to worry about PCI compliance requirements for handling his customers' payment information.

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The statement is false. Even if Layton processes fewer than a dozen credit card payments per year, he is still required to comply with the PCI DSS standards for handling his customers' payment information.

Layton Is Retired and Sells Hand-Crafted Fishing Rods as a Home-Based