Mini-Case
The Bookworm is a bookstore and café located on a busy downtown main street in Denver.The owner,Waata Reader prides himself on the vast selection of books available in the shop.The store has three stories,with both stairs and an elevator to each level.In the back of the first floor is the café,which serves sweets and coffee drinks.Many times customers will linger there over a cup of coffee,deciding which book to purchase.Waata has expanded several times and now he has 22 people on the staff of the current,larger store.
-When one of Waata's employees was stocking a particularly high shelf one morning he reached a bit too far and fell off the ladder.Luckily he just broke his arm and returned to work later that day.His medical bills due to this accident were covered under:

Question

Quizplus · Accepted Answer

The employee's medical bills would be covered under workers' compensation since the injury occurred while he was performing work-related tasks. Disability insurance would cover the employee's lost income if he was unable to work due to the injury, but it would not cover his medical bills. Liability insurance would cover damages or injuries caused by the store or its employees to others, but it would not cover the employee's own injuries. His personal health insurance would cover his medical bills, but since the injury was work-related, workers' compensation is the primary source of coverage.

Mini-Case the Bookworm Is a Bookstore and Café Located on a a Busy