Question 1

What was the main reason for individual adults under the age of 65 to be uninsured in America, prior to the Patient Protection and Affordable Care Act?

Accepted Answer

Prior to the Patient Protection and Affordable Care Act, the prohibitive cost of coverage was the main reason many low-income adults under 65 were uninsured, as they could not afford the premiums.

Question 2

What are consequences of being uninsured and underinsured in the US?

Accepted Answer

Financial burdens and poor-quality care are consequences of being uninsured and underinsured in the US.

Question 3

What was the main purpose of the Patient Protection and Affordable Care Act?

Accepted Answer

The main purpose of the Patient Protection and Affordable Care Act (ACA) was to reduce the number of uninsured individuals by expanding access to health insurance.

Question 4

Which of the following are typically uninsured adults?

Accepted Answer

Minimum wage earners often lack employer-provided health insurance and may not afford private insurance, making them more likely to be uninsured.

Question 5

Which of the following clinics is considered a HPSA?

Accepted Answer

A Health Professional Shortage Area (HPSA) is typically designated in rural or underserved areas where there is a shortage of healthcare providers. A community health center in a rural setting is more likely to be in a HPSA.

Question 6

The Community Health Center provides full services and is able to maintain its designation as a FQHC by _____________.

Accepted Answer

FQHCs (Federally Qualified Health Centers) must offer services on a sliding fee scale based on patients' ability to pay to maintain their designation.

Question 7

Which of the following is defined as providing essential access to comprehensive primary care in underserved communities and being a key component of the health care system?

Accepted Answer

Federally Qualified Health Centers (FQHCs) are community-based health care providers that receive funds to provide primary care services in underserved areas, making them a crucial part of the health care system.

Question 8

Which of the following is considered a characteristic of a vulnerable population?

Accepted Answer

Adults with mental illness are considered a vulnerable population due to potential challenges in accessing healthcare, social support, and facing stigma.

Question 9

Which of the following may consist of an entire county or group of counties where residents face economic or cultural barriers to accessing healthcare?

Accepted Answer

Medically Underserved Areas or Populations (MUA/Ps) are designated by the government to identify regions or groups that face economic, cultural, or linguistic barriers to accessing healthcare, which can include entire counties or groups of counties.

Question 10

What is the largest size of critical access hospitals, which were created by Congress under the Balanced Budget Act of 1997?

Accepted Answer

Critical access hospitals are limited to a maximum of 25 inpatient beds to ensure they remain small and focused on providing essential services to rural communities.

Quiz 10: The Uninsured and Underinsured Population in the United States