Question 1

Consumers of medical care tend to see time spent in a waiting room or filling out paperwork to be costs.

Accepted Answer

Consumers of medical care often perceive time spent in waiting rooms or filling out paperwork as non-monetary costs, as they involve time and effort that could be used elsewhere.

Question 2

Under the ACA, insurers may still deny coverage on the basis of pre-existing conditions.

Accepted Answer

Under the Affordable Care Act (ACA), insurers cannot deny coverage or charge higher premiums based on pre-existing conditions.

Question 3

Most health care professionals are not concerned with the plight of the uninsured and would rather concentrate their energies on patients who can pay.

Accepted Answer

Most health care professionals are committed to providing care to all patients, regardless of their ability to pay, and many advocate for better access to healthcare for the uninsured.

Question 4

In response to the current climate, insurers are now showing more interest in offering self-insurance plans to small employers.

Accepted Answer

Insurers are increasingly interested in self-insurance plans for small employers due to rising healthcare costs and regulatory changes, allowing more flexibility and cost control.

Question 5

The largest expenditure for individual states is often Medicaid.

Accepted Answer

Medicaid is a significant expenditure for states as it is a joint federal and state program that provides healthcare to low-income individuals, and states are responsible for a substantial portion of its funding.

Question 6

Whereas the federal government is more concerned with keeping health care costs down, local governments put more emphasis on having a satisfied public.

Accepted Answer

The answer of Whereas the federal government is more concerned...

Question 7

Prior to the passage of the ACA, over half of state governors had proposed health insurance reform measures.

Accepted Answer

Before the Affordable Care Act (ACA) was enacted, many state governors recognized the need for health insurance reform and proposed various measures to address issues such as coverage gaps and rising healthcare costs.

Quiz 4: Where Do We Want to Be