Question 1

Which is the correct order in which US health-care systems evolved:

Accepted Answer

The correct order is Preindustrial, Industrial, Corporate Eras, reflecting the historical development of the US healthcare system from early informal practices to organized industrial systems and finally to modern corporate structures.

Question 2

Formalized hospital systems were in evidence beginning in the:

Accepted Answer

B

Question 3

A person claiming to be an 1800's physician would have received what type of training?

Accepted Answer

In the 1800s, many physicians were trained through apprenticeships, where they learned directly from practicing doctors rather than through formal university education or clinical training in hospitals.

Question 4

Which is NOT a factor in improvements in quality of medical training in mid-to late 1880's?

Accepted Answer

Lowered tuition and raised wages are not directly related to improvements in the quality of medical training. The other options contributed to standardizing and improving medical education and practice.

Question 5

The first attempt to create a national health care insurance model as undertaking by President:

Accepted Answer

Theodore Roosevelt was the first U.S. president to propose a national health insurance model during his 1912 campaign as part of the Progressive Party platform.

Question 6

Medicare is designed for the ____ while Medicaid covers:

Accepted Answer

Medicare is a federal program that provides health coverage for people aged 65 and older, while Medicaid is a state and federal program that provides health coverage for individuals and families with low income.

Question 7

The object of the Health Maintenance Organization Act of 1973 was to:

Accepted Answer

The Health Maintenance Organization Act of 1973 aimed to encourage the establishment of HMOs and incentivize employers to offer prepaid medical plans to their employees, promoting preventive care and cost control.

Question 8

In 1973, Medicare began to cover all but which of the following:

Accepted Answer

Medicare did not cover the poor, unemployed specifically; it was designed to cover nonelderly disabled people and those with end-stage renal disease, including those needing dialysis and/or kidney transplants.

Question 9

The "bedrock assumption" of the Clinton Administration healthcare plan proposal was:

Accepted Answer

The Clinton Administration's healthcare plan aimed to ensure that all Americans had guaranteed health coverage that could not be taken away, focusing on universal coverage.

Question 10

The Health Security Act strongly emphasized:

Accepted Answer

The Health Security Act emphasized preventative health care to reduce long-term costs and improve overall public health outcomes.

Question 11

Which of the following industrialized nations DOES NOT have universal health care?

Accepted Answer

The United States of America does not have a universal health care system, unlike the other countries listed.

Question 12

Which health coverage is the most commonly seen in the US?

Accepted Answer

Private health insurance is the most common form of health coverage in the US, covering a significant portion of the population through employer-sponsored plans and individual policies.

Question 13

Why is employer-provided insurance cheaper?

Accepted Answer

Employer-provided insurance is cheaper because the risk is spread over a large group, which lowers the cost per individual.

Question 14

Health insurance benefits purchased through employers ___ taxed.

Accepted Answer

Health insurance benefits purchased through employers are generally not taxed, as they are considered a pre-tax benefit.

Question 15

Self-insurance is common in ______.

Accepted Answer

Large companies often have the financial resources and risk management capabilities to self-insure, meaning they set aside funds to cover potential losses instead of purchasing insurance from a third party.

Question 16

Common employer-based insurance that is popular due to low premiums, no payment/reimbursement until deductible is reached is known collectively as:

Accepted Answer

The answer of Common employer-based insurance that is popular due...

Question 17

____ is paid in full in HDHP before deductible is met:

Accepted Answer

Preventative services are typically covered in full by High Deductible Health Plans (HDHPs) before the deductible is met, as mandated by the Affordable Care Act.

Question 18

Medicare covers individuals _____ and over in age:

Accepted Answer

Medicare is a federal health insurance program in the United States that primarily covers individuals who are 65 years and older.

Question 19

Medicare Part ___ covers prescription drugs/outpatient medications.

Accepted Answer

Medicare Part D is specifically designed to cover prescription drugs and outpatient medications.

Question 20

Medicare Part ___ covers additional overage through MCO's.

Accepted Answer

Medicare Part C, also known as Medicare Advantage, covers additional benefits through Managed Care Organizations (MCOs).

Quiz 4: Structure, Systems and Stakeholders