How do banks avoid following the Fair Housing Act?
A) by loaning to anyone who qualifies for a loan regardless of race
B) by allowing loan officers to refuse to work with minorities
C) by keeping interest rates consistent across different races
D) by moving services away from minority neighborhoods

Question

Quizplus · Accepted Answer

Banks can avoid following the Fair Housing Act by moving services away from minority neighborhoods, a practice known as redlining. This indirectly discriminates against minorities by limiting their access to banking services, including loans.

How Do Banks Avoid Following the Fair Housing Act