In 1945, an African American family tried to purchase a home in a minority neighborhood, but the federal government refused to insure the mortgage. This practice illustrates ______.
A) reverse racism
B) forced integration
C) redlining
D) desegregation

Question

Quizplus · Accepted Answer

Redlining is the discriminatory practice where services (like banking, insurance, access to jobs, and even supermarkets) are withheld from potential customers who reside in neighborhoods classified as 'hazardous' to investment, often based on racial or ethnic composition without regard to the residents' qualifications or creditworthiness. The refusal by the federal government to insure the mortgage for an African American family wanting to purchase a home in a minority neighborhood is a classic example of redlining.

In 1945, an African American Family Tried to Purchase a Home