"Redlining," a policy that denied mortgage funds to many urban communities, especially those containing large minority populations, was…

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Redlining was a government-sponsored policy that was implemented by the Federal Housing Administration (FHA) in the 1930s. The policy designated certain neighborhoods as too risky for mortgage lending, often based on racial and ethnic demographics. This had the effect of denying many people, particularly minorities, access to homeownership and creating deeply segregated urban areas. The practice continued until the 1960s when it was outlawed by the Fair Housing Act.

"Redlining," a Policy That Denied Mortgage Funds to Many Urban