What Consequences Can a Lender Face for Failing to Comply

What consequences can a lender face for failing to comply with the Equal Credit Opportunity Act (ECOA) ?

A) prosecution and a jail sentence of no less than twelve months
B) liability for punitive damages up to $10,000 in individual suits and the lesser of $500,000 or 1% of the lender's net worth in class action suits
C) a nominal fine of no more than $500 that varies from state to state
D) a jail sentence of no less than twelve months and liability for punitive damages up to $10,000
E) censure and government-mandated sensitivity training