What Negative Business Practice Was the Real Estate Settlement Procedures

What negative business practice was the Real Estate Settlement Procedures Act (RESPA) intended to resolve?

A) systematically discriminating against minorities attempting to obtain credit for mortgages
B) inflating costs of real estate by appending extraneous and erroneous fees that are accepted without question because of the complexity of contractual language
C) misleading consumers by not adequately explaining all the fees associated with real estate transactions to make the transaction seem more affordable than it is in reality
D) perpetrating fraud across state lines and housing scams that involve the buyer not seeing the property until after the purchase
E) real estate companies giving each other undisclosed kickbacks that ultimately inflate the cost of real estate transactions