A Hardship Discharge Can Be Best Described as

A hardship discharge can be best described as

A) a Chapter 7 debtor that cannot afford the filing fees and costs of the credit counseling and financial management class, so it's waived by the court.
B) a motion filed by the trustee that approval of a discharge will present an undue hardship to secured creditors.
C) the argument presented by a debtor on why a Chapter 7 should be filed instead of a Chapter 13.
D) an argument made by a Chapter 13 debtor on why a discharge should be granted even though the debtor hasn't completed the bankruptcy plan.