If an investment performance is more than the contract guarantees, this excess money is paid to whom?

Question

Quizplus · Accepted Answer

If an investment performance is more than the contract guarantees, this excess money is paid to the insurance company. This difference is added to the company's surplus. When investments underperform, the insurance company bears the loss. Therefore the surplus covers the insurance company when losses occur.

If an Investment Performance Is More Than the Contract Guarantees