George is assisting in moving his buddies to their new home. During the move, George slips on the ice-covered steps and fractures his arm. The insurance company declines the claims based on the nature of the accident. George's policy most likely includes:
A)An accidental means definition of accidental
B)An accidental bodily injury definition of accidental
C)A non-confining definition of accidental
D)A confining definition of accidental

Question

Quizplus · Accepted Answer

George's policy most likely includes an accidental means definition of accidental. The accidental means wording is a more restrictive definition of an accident. Because the accident could have been foreseeable as there was ice on the steps, the accidental means definition prevents coverage. Accidental means uses a more literal definition of the term accident, where the event was completely unforeseen and unintended. Ice on the steps is foreseeable.

George Is Assisting in Moving His Buddies to Their New