The Fair Debt Collection Practice Act:
A) expressly limits the number of times a collector may contact a debtor
B) prohibits debt collectors from contacting debtors at home
C) encourages debt collectors to discuss a consumer's debt with third parties to help collect the debt fairly
D) all of the other choices
E) none of the other choices

Question

Quizplus · Accepted Answer

The Fair Debt Collection Practices Act (FDCPA) does not expressly limit the number of times a collector may contact a debtor, nor does it prohibit debt collectors from contacting debtors at home. It actually restricts debt collectors from discussing a consumer's debt with third parties, except under specific, limited circumstances, making options A, B, and C incorrect.