Under the Fair Debt Collection Practices Act, which of the following information does not have to be provided to the debtor in writing by a debt collector within five days of the initial communication?
A) the amount of the debt
B) if the creditor will sue if the debtor refuses to pay
C) a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
D) the name of the creditor to whom the debt is owed
E) all of the other choices must be stated

Question

Quizplus · Accepted Answer

Under the Fair Debt Collection Practices Act, debt collectors are required to provide the debtor with written validation of the debt, including the amount owed, the name of the creditor, and a statement that the consumer has 30 days to dispute the validity of the debt. However, they are not required to provide information about whether the creditor will sue if the debtor refuses to pay.

Under the Fair Debt Collection Practices Act, Which of the Following