Under the Fair Debt Collection Practices Act, which of the following need not be provided to the debtor within five days of the initial communication:
A) the amount of the debt
B) a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
C) the name of the creditor to whom the debt is owed
D) the amount of the debt or a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
E) all of the other specific choices must be provided

Question

Quizplus · Accepted Answer

The Fair Debt Collection Practices Act requires that within five days of the initial communication, the debtor must be provided with the amount of the debt (A), the name of the creditor to whom the debt is owed (C), and a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid (B). Choice D is a repetition of choices A and B, and there is no option that does not need to be provided among the specific choices listed, making E the correct answer.

Under the Fair Debt Collection Practices Act, Which of the Following