Mr X Lost Heavily in a Private Gambling with Mr

.Mr. X lost heavily in a private gambling with Mr. Y. He still owes Mr. Y ₱250,000 representing losses. Which is not true?

A) The wife of Mr. X may file a suit to recover the losses if Mr. X refuses to file the suit.
B) Mr. Y has the obligation to return the losses of Mr. X.
C) Mr. X is estopped from recovering his losses.
D) Mr. Y cannot collect the unpaid losses of Mr. X.