The Ombudsperson Is Explaining to the Family of a Client

The ombudsperson is explaining to the family of a client how payment for long-term care is determined. Which statement is true of this payment system?

A) Medicare pays for all long-term care.
B) Private insurance may cover all or part of the cost.
C) Coverage with Medicaid is the same from state to state.
D) With Medicaid, clients must exhaust private insurance, but not financial resources.