Which of the Following Is an Incorrect Statement About Catastrophic

Which of the following is an incorrect statement about catastrophic insurance?

A) The medical plan benefits the NCAA offers to athletes who require a lifetime of extensive medical care because of a permanent disability.
B) Errors and omissions liability insurance evolved to offset the shotgun approach of lawsuits and to cover what is not covered by a general liability policy.
C) The National Federation of State High School Associations (NFSHSA) offers a plan that provides for costs in excess of $10,000 not covered by other insurance benefits.
D) The existence of these plans eliminates the need for the professional to carry personal liability insurance.
E) Costs for catastrophic insurance are based on the number of sports and the number of hazardous sports offered by the institution.