Which third-party payer is a combination of the HMO and PPO plan, yet allows members to go outside the HMO to obtain services?

Question

Quizplus · Accepted Answer

The Point of Service (POS) plan is a hybrid model that combines aspects of Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). It allows members to choose to receive services from providers outside the HMO network, typically at a higher cost.

Which Third-Party Payer Is a Combination of the HMO and PPO