Jack had an accident that caused $4,200 worth of damage to his car.He had to pay $500 for repairs,while his insurer paid the remaining amount.Why do insurance companies have such policies?

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The Answer of Jack had an accident that caused $4,200 worth of damage to his car.He had to pay $500 for repairs,while his insurer paid the remaining amount.Why do insurance companies have such policies?

Jack Had an Accident That Caused $4,200 Worth of Damage